Credit Sesame: Grow your score

Developer

Credit Sesame, Inc.
Category

Finance
Version

7.13
Android OS

10 and up
Downloads

5M
Content rating

Everyone

Pro

👍 Sure! Here are three advantages of the Credit Sesame: Grow Your Score application:

👍 1. **Free Credit Score Monitoring**: Credit Sesame offers free access to your credit score along with credit monitoring services. This allows users to regularly check their credit score and receive notifications regarding any significant changes, helping them stay on top of their credit health.

👍 2. **Personalized Credit Advice and Recommendations**: The app provides customized insights and actionable recommendations based on your credit profile. This can include tips on how to improve your credit score, tailored debt repayment strategies, and suggestions for credit products that align with your financial goals.

👍 3. **Identity Theft Protection**: Credit Sesame includes basic identity theft protection features, such as $50,000 in identity theft insurance and assistance in case of identity theft. This helps safeguard your personal information and provides support in the event of fraudulent activity.

👍 These features together make Credit Sesame a valuable tool for individuals looking to improve and maintain their credit score.

Con

👎 Certainly! While Credit Sesame's "Grow your score" application can be a useful tool for monitoring and improving credit health, there are also some shortcomings that users might encounter:

👎 1. **Limited Credit Report Access**:

👎 - Credit Sesame provides free TransUnion credit reports, but it does not offer full access to credit reports from all three major credit bureaus (Experian, Equifax, and TransUnion). This can limit users' ability to get a comprehensive view of their credit health.

👎 2. **Basic Credit Monitoring Features**:

👎 - The free version of Credit Sesame offers more basic credit monitoring compared to some other platforms. For instance, users might not receive as in-depth insights or real-time alerts about changes to their credit reports, which can be critical for quickly addressing potential issues.

👎 3. **Advertising and Recommendations**:

👎 - The app often includes ads and recommendations for financial products, such as credit cards or loans. While these are intended to be helpful, they can sometimes feel intrusive and are not always tailored perfectly to the user's individual financial situation.

👎 These points outline some areas where Credit Sesame's "Grow your score" application could improve to provide a more comprehensive and user-friendly experience.

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