GO2bank: Mobile banking

4.6
96.3K reviews
5M+
Downloads
Content rating
Everyone
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

GO2bank™ is the banking app built for everyday people with no hidden fees² and no monthly fees with eligible direct deposit¹. Otherwise, $5 per month.

Get your pay up to 2 days early and government benefits up to 4 days early with direct deposit⁶.

Withdraw cash for free at our free nationwide ATM network⁷. Deposit cash at retailers nationwide.

Earn more with our 4.50% APY on savings¹¹.

Get up to $200 in overdraft protection after eligible direct deposits and opt-in³.

Build credit with the GO2bank Secured Visa® Credit Card with no annual fee⁵ and no credit check⁴.

Keep your money safe with card lock/unlock⁸. Get fraud alerts if we ever see anything shady¹⁰. Plus, the money in your account is FDIC-insured⁹.

Download the app to open an account or visit GO2bank.com to learn more.

Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account.
Mobile number verification, email address verification and mobile app are required to access all features.

See Deposit Account Agreement at GO2bank.com/daa for fees, terms and conditions.

1. Monthly fee waived when you receive a payroll or government benefits direct deposit in the previous monthly statement period.
2. See our simple fees chart at GO2bank.com.
3. Fees, terms and conditions apply. Learn more at GO2bank.com.
4. Available only to GO2bank accountholders with direct deposits totaling at least $100 in the past 30 days. Eligibility criteria applies.
5. Annual Percentage Rate is 22.99% and is accurate as of 1/1/2025. For information about Annual Percentage Rates, fees and other costs, see GO2bank Secured Credit Cardholder Agreement and Security Agreement at GO2bank.com.
6. Early direct deposit availability depends on payor type, timing, payment instructions and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period to pay period.
7. See app for free ATM locations. $3 for out-of-network withdrawals, plus any additional fees the ATM owner or bank may charge. Limits apply.
8. Previously authorized transactions and deposits/transfers to your account will function with a locked card.
9. Green Dot Bank also operates under the following registered names: GO2bank, GoBank and Bonneville Bank. All other registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage.
10. Message and data rates apply.
11. Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Fees on primary deposit account may reduce earnings on your savings account. 4.50% Annual Percentage Yield (APY) as of Jan 2025. APY may change before or after you open an account.
12. Retail service fee up to $4.95 and limits apply.

All third-party names and logos are trademarks of their respective owners. These owners are not affiliated with GO2bank and have not sponsored or endorsed GO2bank products or services.

Cards issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association.

Technology Privacy Statement - https://www.go2bank.com/techprivacy

Updated on
Feb 5, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info and Financial info
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.6
94.8K reviews
Lauren Petersen
February 21, 2025
I like this back and I've had it forever but seriously it never ever let's me login to the app anymore it always says it's having some type of error message and it's getting old, I'm tired of it. Just recently they took it upon themselves to send me a new card with a chip and deactivate my old one which is cool but yeah they just did it themselves didn't even ask me so I couldn't use my current debit card for like 2 weeks. So annoying. Definitely switching to a different bank soon. Sad.
25 people found this review helpful
Did you find this helpful?
Green Dot
February 22, 2025
Hello, we're sorry to hear that you're having problems with the app. Please ensure that you type your credentials correctly, avoid using VPNs, and have a stable internet connection. If the issue persists, please log in to our website at www.go2bank.com and click the "Chat" button for further assistance. Thank you! - GO2bank.
Bradley Elliott
January 23, 2025
Easily the most functional bank app I've used. Balances are up to date and transactions promptly post. Direct deposit is consistent & reliable. Setting up a savings (or 2) takes seconds, & you can immediately transfer funds in from checking. If you want to physically add cash, no need to find a bank...just go into a CVS, Kroger, or something and do a deposit at their register. The app even makes a barcode to scan; making it easier for you and the cashier. As a bank app, it works perfectly.
186 people found this review helpful
Did you find this helpful?
angie brumfield
February 13, 2025
GO2bank, is absolutely what it says it is. very convenient with the 2 day early payday! They help you start credit if you have never had credit,The saving money section on the app, is pretty awesome to it let's you select how much you want to save ,and you set a date.Its good for a setting a goal. So if your looking for an online back I believe you should GO2bank a try I absolutely love it!!!
117 people found this review helpful
Did you find this helpful?

What’s new

We've made some enhancements and addressed some bugs in this release.